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li 1:

Check your credit score regularly to monitor your progress and detect any potential problems.

li 2: Dispute any inaccuracies on your credit report. This can help improve your credit score over time.

li 3: Employ your credit score to negotiate better interest rates and loan terms.

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• Advantages to monitoring your credit score are:
• Early detection of fraud or identity theft|Spotting potential errors on your credit report}
• Improving your chances of getting approved for loans and credit cards|Negotiating lower interest rates}
• Gaining a better understanding of your financial health

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